Minted settings

A calm place for every durable choice.

What would you like to change?

Search naturally, like “make this dark” or “change my AI model.”

Search stays in your browser. Ask Kurcz sends only your request and setting names—not financial data or API keys.

Planning assumptions

Retirement assumptions stay beside their live projection, so every adjustment has visible meaning.

These values change your private on-device projection, not real accounts.

Bank connections

Banks that sync directly, a few times a day — with when each last synced and whether the balances tie out. Data is fresh before you arrive.

Bank sync runs on the server against your Kurcz account; credentials never touch this browser.

Loading connections…

AI categorization

Connect your preferred model and decide when Minted should ask you to review a suggestion.

Provider credentials stay in this browser and go only to the chosen provider.

Provider credentials stay in this browser and go only to the chosen provider.

Provider credentials stay in this browser and go only to the chosen provider.

Provider credentials stay in this browser and go only to the chosen provider.

Add a provider key to use AI categorization
Waiting for a session

No API key and no cloud call — a Claude Code session running in BrowserX's terminal does the categorization itself on your existing subscription. Start one and run the minted-ai skill.

Claude (API) Add a keyGet a key

Categorizes with Claude using your API key. The key stays in your browser — but merchant names and bank descriptions for uncategorized transactions ARE sent to Anthropic. Amounts, IBANs and account numbers are not.

OpenAI Add a keyGet a key

Categorizes with GPT using your API key. The key stays in your browser — but merchant names and bank descriptions for uncategorized transactions ARE sent to OpenAI. Amounts, IBANs and account numbers are not.

Auto-apply above85%

The AI applies categories it's at least this sure of; anything less confident goes to the review deck.

Appearance

Every choice is a preview. Changes appear immediately and stay in this browser.

The preview applies immediately in this browser.

The preview applies immediately in this browser.

The preview applies immediately in this browser.

The preview applies immediately in this browser.

Appearance

Theme

Light themes

Dark themes

Accent

Style

Font

Kurcz account

Your Kurcz account is where imported financial data lives — synced to the Kurcz backend (EU) so every signed-in device sees the same books. Signed out, Minted runs in demo mode and nothing leaves this browser.

Sensitive account changes continue on the Kurcz account surface.

Data & privacy

Signed in, transactions, balances, holdings, categories, and assumptions sync to your Kurcz account (Convex, EU). AI keys always stay in this browser. Signed out (demo mode), everything stays local.

Signed in, imported financial data syncs to your Kurcz account; signed out it stays in this browser.

Clearing imported data is destructive and requires a deliberate dashboard action.

About Minted

A private financial workspace in the Kurcz App Suite.

This opens information or a support destination.